Open Enrollment

Delta Dental

Delta dental helps cover the cost of preventative, diagnostic, basic and major services. Coverage is available for you, your spouse, and your children.

There is a preventative and a high plan offering, there are hyperlinked flyers below.

VSP Vision

Vision insurance entitles you to specific eye care benefits. Our policy covers routine eye exams and other procedures, and provides specified dollar amounts or discounts for the purchase of eyeglasses and contact lenses. Coverage is available for you, your spouse and your children.

SBMA MEC

The Minimum Essential Coverage insurance covers 100% of preventative and wellness services. This plan is your chance to avoid the penalty associated with the individual mandate in certain states. With this plan offering you have the chance to choice the Basic or Ultimate. Coverage options are availiable for you and your dependents.

NewBenefits Telehealth Plan

Teladoc ($0 Visit Fee) Talking to a doctor has never been easier. Get treatment for non-emergency conditions now. 24/7 access to healthcare and medical advice by phone, video or app. 24/7 Account Access.

And much more... click for more details. The Plus option inludes Teladoc Mental Health ($25 Visit Fee)

Manhattan Term Life

Manhattan Life Insurance Company is committed to providing high quality insurance solutions for today’s workforce. Our Portable Term Life Insurance policy will protect you and your family over a specific time period. It can supplement permanent coverage for you and your family.

• Policies for you, your spouse and your children.
• Guaranteed Issue! - No health questions required
• Available in face amounts from $5,000 to $100,000. not to exceed 3 times individuals salary.
• Guaranteed issue of up to $100,000 for individuals up to age 70
• Guaranteed issue of up to $15,000 for the spouse and $10,000 for children
• Level Death Benefit - 10 year term or 20 year term
• Portability
• Terminal Illness Rider – Included at no extra premium cost. This very important feature Accelerates payment of the life insurance death benefit in the event of the individuals future terminal illness diagnosis (with 12 months or less to live) or loss from specified critical illnesses. For the terminal illness benefit, the maximum advance is $150,000 based on the benefit amount selected.
• Late entrants may be subjected to health questions to determine eligibility.

Limited Indemnity

The Group Limited Indemnity insurance policy pays certain medical expenses at a specific benefit amount for a limited number of days, as defined by your plan. You may opt for coverage for your spouse or child(ren). You are eligible for this coverage (regardless of your health status), and you do not have to answer any medical questions to qualify for coverage.

Manhattan Life Accident

Voluntary accident insurance provides a range of fixed, lumpsum benefits for injuries resulting from a covered accident. An Accident plan offers coverage for accidents, injuries, ambulance services, and accidental death in addition to your primary medical insurance. It is also available to your spouse and children – a plan that can protect your whole family. When you or a covered family member has an Accident, you may seek treatment from a physician, urgent care or hospital. Based on the Accident plan you choose, you will receive a benefit paid directly to you to assist with medical plan deductibles and bills from your provider. Manhattan Life is offering three different plans to choose from Standard, Enhanced Plan, and Premier Plan.

Coverages are available for you, your spouse and your children. Please see the plan overview with descriptions of each plan offering below.

NewBenefits Legal and Financial

• Legal Services - enjoy free and discounted services from experience lawyers
• LawAssure - create high-quality legal documents with expert guidance
• Tax Hotline - get free tax return preparation and year-round support
• Financial Wellness - live coaching and online resources to improve your financial health
• Roadside Assistance - 24/7 assistance just one call away

Unum Whole Life Insurance

Whole Life Insurance can pay money to your loved ones when you die, but it offers additional value - including a "living" benefit. If you are diagnosed with a terminal illness that gives you a short life expectancy , you can request that some or all of the death benefit be paid to you while you are living.

Whole Life Insurance premiums won’t increase with age and your policy can build cash value over time. You can use this cash value later in life to buy a smaller, "paid-up" policy with no more premiums due.

Paycheck Protection

When you can’t work, the bills can really add up. Individual Short Term Disability Insurance can help replace a portion of your monthly income if you are unable to work due to a covered injury or illness.

Common reasons people use this coverage include pregnancy, injuries, and minor surgeries - like gall bladder removal or shoulder repair. The money is paid directly to you, to use for medical bills, groceries, car payments - however you choose.